🇮🇳 IndiaFills Expert Guide for AY 2025–26

🌍 NRI Income Tax Filing Made Easy

🇮🇳 IndiaFills Expert Guide for AY 2025–26

Are you an NRI (Non-Resident Indian) who earns income from India? Not sure how to file your Income Tax Return (ITR)? Worried about TDS, refund, or remittance rules? Don’t worry! This guide explains everything in a simple and easy way, and shows how IndiaFills.com can help you at every step ✅

👤 Who is an NRI Under Indian Tax Rules?

You are considered an NRI (Non-Resident Indian) if:

🗓️ You stayed in India less than 182 days during the financial year 2024–25
OR
🗓️ You stayed in India less than 60 days during the year and less than 365 days in the last 4 years

👉 IndiaFills can help you check your residential status and avoid mistakes while filing your ITR.

💰 What Type of Income is Taxable for NRIs?

As an NRI, only the income earned in India is taxable. Examples:

🏠 Rent from house/property in India
🏦 Interest from NRO bank account or Indian FDs
📈 Capital gains from sale of shares, mutual funds, or property in India
💼 Salary received in Indian bank account
💵 Dividends from Indian companies

👉 IndiaFills can calculate your exact taxable income and file your return accordingly.

💸 Why TDS is Deducted on NRI Income?

In India, TDS (Tax Deducted at Source) is deducted on NRI incomes at higher rates:

📌 30% TDS on rent or interest (NRO)
📌 15% to 30% TDS on capital gains
📌 TDS on dividend and salary also applies

👉 IndiaFills helps you file ITR and claim refund of extra TDS paid. We make sure your money comes back to you faster!

📆 Due Dates to File NRI ITR – AY 2025–26

📍 Last Date to File – 15th SEPT 2025
📍 Late Filing (with penalty) – Till 31st December 2025
📍 Audit Cases (business income) – 31st October 2025

👉 Don’t worry about missing deadlines – IndiaFills will remind you and file your ITR on time.

🌐 FEMA & Remittance Rules for NRIs

NRIs must follow FEMA (Foreign Exchange Management Act) rules while sending or receiving money to/from India:

🏦 Use only NRE / NRO / FCNR accounts
📤 Send money through official banking channels
📄 File Form 15CA/15CB for high-value remittances
📊 Declare foreign and Indian income properly in ITR

👉 IndiaFills helps you prepare and file Form 15CA/CB, follow FEMA rules, and stay safe from legal issues.

📝 Which ITR Form Should NRIs Use?

📋 ITR-2 – For NRIs with income from rent, capital gains, interest, salary
📋 ITR-3 – For NRIs with business or profession income in India
❌ ITR-1 (Sahaj) – Not allowed for NRIs

👉 IndiaFills can help you choose the correct form and avoid mistakes that cause rejection or notice.

⚠️ Common Mistakes by NRIs During ITR Filing

❌ Choosing the wrong ITR form
❌ Not filing the ITR thinking TDS is already paid
❌ Not claiming Double Taxation Avoidance (DTAA) benefit
❌ Errors in capital gains calculation
❌ Not declaring Indian income properly

👉 IndiaFills reviews your documents, applies DTAA relief, and files your ITR correctly to avoid penalties.

🤝 How IndiaFills.com Helps NRIs Like You

We at IndiaFills.com offer complete support for NRIs across the world:

✅ Check your residency status – So you know if you’re NRI or not
✅ Help you pick the correct ITR form
✅ Calculate taxable income and total TDS
✅ Claim your TDS refund smoothly
✅ Apply DTAA relief to avoid double tax
✅ File Form 15CA/CB as per FEMA
✅ Submit your ITR with bank verification and digital signature if required
✅ Handle foreign income disclosure if needed
✅ All done online and paperless – No matter where you live!

👉 From USA to UAE, UK to Canada – NRIs trust IndiaFills to file their tax returns safely and easily.

📢 Important: File Your Return Before 31st July!

If you are an NRI and have income in India, filing your return is very important. Filing helps you:

✅ Get refund of extra TDS
✅ Keep your financial records clean
✅ Show proof of income for Visa, Loan, or Investments
✅ Stay safe from penalties and notices

👉 IndiaFills will guide you step-by-step and file everything perfectly.